Checking

Welcome to H&H Federal Credit Union

We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Last modified: 01/24/12

Checking Accounts

SecureCode Re-Order Checks Online Fee Schedule

There are three types of accounts to choose from. Which would best suit your needs?

Checking Accounts

Type of Account

Bronze

Silver

Gold

Interest Bearing*	.20	.35
Min. Daily Balance	$500.00	$2500.00
Monthly Service Fees	$5.00 if falls below min. daily balance	$5.00 if fall below min. daily balance
Overdraft Protection
Debit Cards (1st one Free)
Checks (prices vary)
Bill Pay Service

¹Subject to $5.00 penalty for falling below minimum balance.

**Dividends figured daily and compounded monthly.

**Rates effective 6-13-2011 and are subject to change without notification.

For a lost or stolen Check Card, please call 800-554-8969

All Checking Account Fees
Overdraft Fee	$1.00/Item Applicable only after three (3) transfers per month
NSF Fee	$20.00/Item
Stop Payment Fee	$10.00/Request
Other Service Fees
Closed Account Fee	$25.00 This fee applies to accounts closed within 90 days of opening
Wire Transfer Fee (Outgoing)	$8.00/Transfer
International Wire Fee (Outgoing)	$30.00/Transfer
MasterCard Pay by Phone	$5.00 (This is if you call MasterCard directly to pay. If you call the credit union or pay at GoToMyCard.com, there is no fee)
Account Research	$15.00/Hour ($15.00 minimum charge)
MasterCard Check Card Replacement Fee	$5.00 (We reserve the right to charge this fee at any time for replacement of lost or damaged cards)
MasterCard PIN Replacement Fee	$5.00 (We reserve the right to charge this fee at any time for replacement PINs)
Photocopy Fee	$0.10/Copy
Fax (outgoing)	$0.25/Faxed Page
MasterCard Gift Cards	purchase fee of up to $6.95 for any denomination, a monthly inactivity fee of $2.95 after 12 months of inactivity, and a $5.00 for lost/stolen cards.