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Services
Savings
Accounts
Checking Accounts
MasterCard & Loans
Other Services
All Rates effective as of 05-01-2011 and are subject
to change without notification.
Federally insured up to $250,000.00.
Savings
Accounts
| Type of Account |
Rate |
Annual Percentage Yield
(APY) |
Minimum Balance
Requirements |
| Regular Shares** |
0.40% |
0.40 |
$25.00 |
| Super Shares** |
0.60% |
0.60 |
$2,500.00 |
| (IRA's)*** |
0.85% |
0.85 |
$25.00 |
| Christmas Club¹** |
0.40% |
0.40 |
$25.00 |
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¹Checks automatically disbursed on
November 1st of each year. |
| Term Share Certificates - 6 months²*** |
.55% |
Not compounded - Available
Monthly |
$10,000.00 |
| Term Share Certificates - 12 months²*** |
.65% |
Not compounded - Available
Monthly |
$10,000.00 |
| ²Penalty will be
imposed for early withdrawal. |
**These accounts have no limitations on withdrawals or deposits.
***Dividends figured daily and compounded monthly.
Checking
Accounts
| Type of Account |
Rate |
Annual Percentage Yield
(APY) |
Minimum Balance
Requirements |
| Bronze Account |
Non-Interest Bearing |
None |
| Silver Account¹** |
0.20% |
0.20 |
$500.00 |
| Gold Account¹** |
0.35% |
0.35 |
$2,500.00 |
¹Subject to $5.00 penalty for falling below
minimum balance.
**Dividends figured daily and compounded monthly.
Fee Schedule
Loans
| New and used cars, boats, RV's, and motorcycles. Furniture, computer, and signature loans. Share secured and Term Share Certificate secured loans. Real estate and home improvement loans.
See Rates.
Application. Must be a member to request a
loan.
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MasterCards
| No annual fee. 9.9 annual percentage
rate. No interest charged if paid in full within
the 25-day grace period. Six-month employment required.
Application |
Other Services We Provide:
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Online account access through
Branch 24/7
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Direct Deposits
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Payroll Deductions
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Free Notary Services
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Teller Checks
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Free Access to Local Credit
Union Network of ATM's (Checking Account with Check Card required
- Local Network includes H&H Federal Credit Union, Borger Federal Credit
Union, and Pantex Federal Credit Union.) For more information on the Debit Card
and to locate an ATM -
http://www.moneypass.com.
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MasterCard Gift Cards (purchase fee of up to $6.95 for
any denomination, a monthly inactivity fee of $2.95 after 12 months of
inactivity, and a $5.00 for lost/stolen cards.
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Single Credit Life or Joint Credit Life (restrictions
may apply)
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Temporary disability insurance available for loans (restrictions may apply).
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Discount Six Flags, Fiesta Texas, and Hurricane Harbor Tickets Available
online.
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New and Used Car, RV, and Boat Guides Available.
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